There are certain recipes that carry a kind of magic with them—the kind that turn a house into a home the moment they hit the oven. For me, Banana Bread is one of those recipes.
Growing up, there was always a bunch of bananas on the counter. Inevitably, a few of them would get left behind, their cheerful yellow skins fading into mottled brown. And while other people might have seen wasted fruit, my mom saw opportunity. “Don’t toss those,” she’d say, pulling out the mixing bowls. “They’re perfect for banana bread.”

Before I even knew what was happening, the kitchen would come alive: the hum of the mixer, the smell of vanilla, the sound of chocolate chips spilling into the bowl. I remember waiting (not so patiently) for that first slice, warm from the oven, the chocolate still gooey, the crust just slightly crisp around the edges.
Banana bread wasn’t just a way to use up old bananas—it was comfort, celebration, and togetherness all wrapped into one. And even now, every time I mash bananas for a loaf, I feel a little tug of nostalgia that brings me right back to those moments.
This recipe is the one I make over and over again. It’s simple, reliable, and makes two big loaves—one to eat now and one to share (or stash away in the freezer for a rainy day). With the richness of butter, the sweetness of two kinds of sugar, and plenty of ripe bananas, it’s the definition of cozy baking. Add a handful of chocolate chips, and you’ve got a loaf that’s impossible to resist.
So grab those bananas from the counter that look just a little too far gone—they’re about to become something amazing.
Jump to:
Why You’ll Love This Classic Banana Bread
- Moist and tender. Thanks to the butter, eggs, and bananas, this loaf stays soft for days.
- Easy to make. One bowl for wet, one for dry, mix it up, bake, and done. No fancy equipment needed.
- Chocolate lover’s dream. The chocolate chips add gooey sweetness that pairs perfectly with the banana flavor.
- Two loaves. This recipe makes a generous batch—one for you, one to share (or freeze).
- Versatile. It’s just as good plain as it is with nuts, spices, or a smear of butter.
Ingredient Breakdown
Here’s what you’ll need to make this banana bread:
- Salted butter: Adds richness and moisture. Using salted butter balances the sweetness beautifully.
- White sugar: Brings structure and sweetness.
- Brown sugar: Adds extra moisture and a subtle molasses depth.
- Eggs: Bind everything together and give the bread a tender crumb.
- Milk : Keeps the batter soft and pourable, ensuring a moist loaf.
- Vanilla extract : Adds warmth and enhances the flavor of the bananas.
- Baking soda + baking powder : The leavening duo that helps the bread rise tall and fluffy.
- Flour : Provides structure without making the bread too heavy.
- Bananas : The star of the show—ripe bananas add natural sweetness, flavor, and moisture.
- Chocolate chips : Pockets of melty goodness in every bite. Optional, but highly recommended!
Instructions

- Step 1: Cream butter until smooth.

- Step 2: After adding sugars to butter, add pre-mixed dry ingredients to wet ingredients.

- Step 3: Add in chocolate chips (if using).

- Step 4: Place in greased bread pans. Cook in oven for 45 minutes at 350 degrees.
Step-by-Step Tips for the Best Banana Bread
Step 1: Cream the Butter
Start by beating your butter until smooth and creamy. This step helps create a light, tender loaf.
Step 2: Add Wet Ingredients
Mix in the sugars, eggs, milk, and vanilla until the batter looks smooth and well-blended.
Step 3: Add the Dry Ingredients
Whisk together your flour, baking soda, and baking powder. Slowly fold the dry ingredients into the wet mixture, stirring just until combined (overmixing can make the bread dense).
Step 4: Add the Bananas
Mash your bananas until mostly smooth (a few lumps are fine), then stir them into the batter. This is where the magic happens—the banana flavor seeps into every bite.
Step 5: Fold in Chocolate Chips
Gently fold in your chocolate chips. If you like nuts, this is the moment to add them too.
Step 6: Bake
Pour the batter evenly into two greased loaf pans. Bake at 350°F for 45 minutes to 1 hour, or until a toothpick inserted into the center comes out clean (a few melted chocolate streaks are okay!).
Step 7: Cool and Enjoy
Let the loaves cool for about 10 minutes before slicing. The chocolate will still be gooey and the bread soft and warm—pure comfort food.

Variations to Try
- Nutty Banana Bread: Fold in 1 cup of chopped walnuts or pecans.
- Cinnamon Swirl Banana Bread: Mix 2 tablespoon sugar with 1 teaspoon cinnamon and swirl it into the batter before baking.
- Peanut Butter Banana Bread: Add ½ cup of peanut butter to the wet mixture for a rich, nutty twist.
- Tropical Style: Add shredded coconut and a handful of dried pineapple pieces.
- Mini Loaves or Muffins: Divide the batter into muffin tins or mini loaf pans for grab-and-go treats.
Serving Suggestions
- Warm with a pat of butter (classic).
- With cream cheese for a tangy twist.
- Toasted with a drizzle of honey.
- As dessert—served with a scoop of vanilla ice cream.
- Wrapped up for gifting—banana bread makes the sweetest homemade present.
Storage & Freezing
- Room temperature: Store in an airtight container or wrapped in foil for up to 4 days.
- Fridge: Keeps fresh for up to a week (but let it come to room temp before serving).
- Freezer: Wrap tightly in plastic wrap and foil, then freeze for up to 3 months. Thaw overnight in the fridge.

FAQs
Do bananas need to be overripe?
Yes! The riper, the better. Brown and spotty bananas bring maximum sweetness and moisture.
Can I make this without chocolate chips?
Absolutely. The base recipe is delicious on its own—moist, sweet, and flavorful.
Can I use whole wheat flour?
Yes, though the bread will be denser. Try substituting half the flour with whole wheat for balance.
What kind of milk works best?
Any milk will work—whole, 2%, almond, or oat milk.
Can I make just one loaf?
Of course. Halve the recipe and bake in one loaf pan.
Why This Recipe Works
This banana bread hits the sweet spot between tender and hearty. Butter and milk keep the crumb moist, while two types of sugar add flavor depth. The baking soda and baking powder give it a nice lift, and the bananas ensure natural sweetness. The chocolate chips? Well, they just make it irresistible.

Final Thoughts
Banana bread is comfort food at its finest—simple ingredients, easy steps, and a result that feels like a warm hug. This classic recipe is the one you’ll want to keep in your back pocket, ready whenever those bananas on your counter get a little too ripe. Bake a loaf (or two), share it with someone you love, and watch it disappear slice by slice.

Best Ever Banana Bread
Ingredients
Equipment
Method
- Cream the butter until smooth.
- Add the sugars, eggs, milk, and vanilla. Mix until well combined.
- In another bowl, whisk flour, baking soda, and baking powder. Add to wet ingredients and stir just until blended.
- Mix in the mashed bananas until evenly distributed.
- Fold in the chocolate chips (and nuts if using).
- Divide batter between 2 greased loaf pans.
- Cool in pans for 10 minutes before slicing and serving.
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