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Moist Chai Spiced Banana Bread

Updated: Feb 7, 2026 · Published: Oct 8, 2025 by Summer Dempsey · This post may contain affiliate links ·

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There’s something deeply comforting about banana bread — it’s cozy, nostalgic, and endlessly adaptable. But this Golden Chai Honey Banana Bread takes that comfort to a whole new level. Imagine the familiar sweetness of banana bread infused with the warm, aromatic spices of a chai latte — cinnamon, cardamom, ginger, and cloves — all swirled together with golden honey and nutty brown butter. The result is a loaf that smells like a bakery in autumn and tastes like a hug in every bite.

To top it all off, a simple brown butter honey drizzle gives this bread a silky, caramel-like finish, and a scattering of toasted oats adds a gentle crunch. Whether you enjoy it with breakfast, as an afternoon treat, or as a dessert with a dollop of whipped cream, this banana bread brings pure comfort and a touch of sophistication.

Jump to:
  • Why You’ll Love This Recipe
  • Ingredient Breakdown
  • Instructions
  • Step-by-Step Tips
  • Variations
  • Serving Suggestions
  • Storage
  • FAQs
  • Why This Recipe Works
  • Related
  • Pin to Pinterest

Why You’ll Love This Recipe

Perfect any time of day, whether it’s breakfast, an afternoon treat, or a comforting dessert.

Warm chai spices in every bite, giving classic banana bread a cozy, aromatic twist.

Incredibly moist and tender, thanks to ripe bananas, Greek yogurt, honey, and browned butter.

Naturally sweetened with honey, balanced by just enough brown sugar for depth.

That brown butter honey drizzle takes it over the top—simple, glossy, and irresistibly good.

Ingredient Breakdown

For the Bread

  • Bananas: The riper, the better — they add moisture and natural sweetness.
  • Browned butter: Adds a rich, nutty depth that elevates the flavor beyond classic banana bread.
  • Honey & brown sugar: This duo balances floral sweetness and a hint of molasses.
  • Greek yogurt: Keeps the loaf tender and slightly tangy.
  • Oats: Add texture and heartiness — use quick oats for a tender crumb.
  • Spices: Cinnamon, cardamom, ginger, and cloves create that unmistakable chai warmth.
  • Flour, baking soda, baking powder, salt: Your classic structure builders for a perfect rise.
  • Vanilla: Enhances all the warm undertones in the bread.

For the Brown Butter Drizzle

  • Butter: Browned again for that deep, toasty flavor.
  • Honey: Sweetens and helps the glaze cling beautifully.
  • Vanilla & sea salt: A touch of both rounds out the flavor perfectly.

Instructions

  1. Step 1: Combine all wet ingredients and mix well.
  1. Step 2: In a separate bowl mix all dry ingredients.
  1. Step 3: Fold in dry ingredients into wet until incorporated.
  1. Step 4: Transfer into greased pan and bake at 350 degrees for 55 minutes.

Step-by-Step Tips

  1. Prep the pan & oven: Preheat to 350°F (175°C) and line a 9×5-inch loaf pan with parchment for easy removal.
  2. Brown the butter: Melt the butter over medium heat, swirling until it turns golden and smells nutty. Watch carefully — it can burn fast! Let it cool slightly.
  3. Mash bananas well: The smoother they are, the more even your texture will be.
  4. Combine wet ingredients: Whisk together bananas, honey, brown sugar, eggs, vanilla, and browned butter.
  5. Add Greek yogurt: This makes the batter creamy and rich.
  6. Mix dry ingredients separately: Combine flour, oats, leaveners, salt, and spices so they distribute evenly.
  7. Gently fold: Add dry ingredients to the wet mixture — stir until just combined to avoid a dense loaf.
  8. Top & bake: Pour into your pan, sprinkle oats, drizzle a bit of honey, and bake 55–65 minutes until golden and set.
  9. Cool properly: Let it cool 10 minutes in the pan, then move to a rack to avoid sogginess.
  10. Make the drizzle: Brown butter again, stir in honey, vanilla, and a pinch of sea salt. Drizzle over the warm loaf — it soaks in beautifully.

Variations

  • Add nuts: Chopped pecans or walnuts add extra crunch and warmth.
  • Swap the sweetener: Use maple syrup for a slightly smokier note.
  • Make it dairy-free: Substitute coconut oil for butter and dairy-free yogurt.
  • Add chocolate: A handful of dark chocolate chips transforms this into a dessert-style loaf.
  • Mini loaves or muffins: Perfect for gifting or portion control — just reduce bake time to 20–25 minutes.

Serving Suggestions

  • Serve warm with a pat of butter and a drizzle of honey.
  • Toast a slice and top with Greek yogurt and sliced bananas for a cozy breakfast.
  • Enjoy with chai tea or warm milk for the ultimate comfort pairing.
  • For dessert, top with vanilla bean whipped cream or a scoop of cinnamon ice cream.

Storage

  • Room temperature: Store covered for up to 3 days.
  • Refrigerator: Keeps well for up to 1 week — just warm slices before serving.
  • Freezer: Wrap slices individually and freeze up to 3 months. Thaw at room temperature or reheat gently in the oven.

FAQs

Can I skip the brown butter step?
You can, but browning the butter adds depth and warmth that really complements the chai spices. If skipping, simply melt the butter and proceed.

Can I use regular yogurt instead of Greek yogurt?
Yes—just make sure it’s plain and not overly watery. Greek yogurt provides the best texture.

How do I know when it’s done?
The bread is ready when a toothpick inserted into the center comes out clean or with just a few moist crumbs.

How should I store this banana bread?
Store tightly wrapped at room temperature for up to 3 days, or refrigerate for up to 5 days.

Can I freeze it?
Yes! This bread freezes beautifully. Wrap slices or the whole loaf tightly and freeze for up to 3 months. Thaw at room temperature.

Why This Recipe Works

This recipe works because it layers flavor and moisture thoughtfully from start to finish. Browning the butter adds a nutty richness that deepens the chai spices without overpowering them. Honey and ripe bananas provide natural sweetness and moisture, while Greek yogurt keeps the crumb soft and tender.

Using both baking soda and baking powder gives the loaf just the right lift, creating a bread that’s fluffy but still substantial. The blend of cinnamon, cardamom, ginger, and cloves delivers warmth and balance, enhancing the banana flavor instead of masking it. Finishing the bread with a brown butter honey drizzle while it’s still warm allows the flavor to soak in, creating a loaf that stays moist and flavorful for days.

Final Thoughts

This moist chai spiced banana bread is the kind of recipe that feels comforting from the very first slice. The warm spices, rich browned butter, and gentle sweetness from honey come together in a way that feels familiar yet special. It’s the kind of loaf that makes the kitchen smell incredible and invites you to slow down, pour a cup of tea, and savor the moment. Whether you bake it for yourself or share it with someone you love, it’s a recipe that turns simple ingredients into something truly cozy and memorable.

Love Banana Bread? Try out some of my favorites:

Salted Carmel Banana Bread

Brown Butter Coconut Banana Bread

Coconut Lime Banana Bread

Moist chai spiced banana bread topped with rolled oats and drizzled with honey, resting on a glass plate over a white marble countertop.
Summer Dempsey

Golden Chai Honey Banana Bread

This Moist Chai Spiced Banana Bread is soft, tender, and infused with cozy warming spices like cinnamon, cardamom, ginger, and cloves. Sweetened with honey, enriched with browned butter, and finished with a simple brown butter honey drizzle, it’s a comforting twist on classic banana bread that feels both wholesome and indulgent.
Print Recipe Pin Recipe
Prep Time 15 minutes mins
Cook Time 55 minutes mins
Cooling Time 10 minutes mins
Total Time 1 hour hr 20 minutes mins
Servings: 8
Course: Breakfast, Side Dish
Cuisine: American
Calories: 325

Ingredients
  

For the bread:
  • 3 very ripe bananas about 1 ¼ cups mashed
  • ½ cup unsalted butter melted and slightly browned
  • ½ cup honey
  • ¼ cup dark brown sugar
  • 2 large eggs
  • 1 teaspoon pure vanilla extract
  • 1 ¾ cups all-purpose flour
  • ½ cup quick oats plus extra for topping
  • 1 teaspoon baking soda
  • ½ teaspoon baking powder
  • ½ teaspoon salt
  • 1 teaspoon ground cinnamon
  • ½ teaspoon ground cardamom
  • ¼ teaspoon ground ginger
  • ⅛ teaspoon ground cloves
  • ¼ cup plain Greek yogurt
For the brown butter drizzle:
  • 2 tablespoons butter
  • 2 tablespoons honey
  • ½ teaspoon vanilla extract
  • Pinch of sea salt

Equipment

  • Whisk
  • Bowl
  • Bread Pan

Method
 

  1. Preheat oven to 350°F (175°C). Grease or line a 9×5-inch loaf pan.
  2. Melt butter until golden brown and nutty; let cool.
  3. In a bowl, whisk mashed bananas, honey, brown sugar, eggs, vanilla, and browned butter.
  4. Stir in Greek yogurt.
  5. In another bowl, combine flour, oats, baking soda, baking powder, salt, and spices.
  6. Gently fold dry ingredients into wet until just combined.
  7. Pour into pan; top with oats and drizzle honey.
  8. Bake 55–65 minutes or until a toothpick comes out clean.
  9. Cool in pan 10 minutes; transfer to rack.
  10. For drizzle: brown butter, stir in honey, vanilla, and salt; drizzle over warm bread.

Notes

  • Use very ripe bananas.
    Deeply spotted bananas bring natural sweetness and moisture, which pairs beautifully with the warm chai spices.
  • Brown the butter carefully.
    Let the butter turn golden and nutty, but not dark. Browning adds depth and warmth that enhances the spice blend without overpowering it.
  • Let the butter cool slightly.
    Hot butter can scramble the eggs—give it a few minutes before mixing into the batter.
  • Don’t overmix.
    Fold the dry ingredients in gently, stopping as soon as the flour disappears. Overmixing can make the loaf dense instead of tender.

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Hello there!

I’m Summer—the messy apron behind Summer & Cinnamon. I’m a mom of three boys, born in sunny Mesa, now living in the beautiful Utah mountains. I've traded my city life for hiking trails and mixing bowls, and I couldn't be happier.

More about me

Dishes from Summer

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    Soft & Silky Sourdough Discard Crepes
  • Freshly baked golden-brown sourdough pretzels with coarse sea salt on a counter.
    Easy Sourdough Discard Soft Pretzels
  • Soft and buttery cranberry scones drizzled with a light vanilla icing.
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  • Homemade garam masala made with ground spices, mixed together in a small bowl.
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